Employee benefits can play an important role in attracting new employees and building existing employee loyalty.
We understand it's important to balance your business objectives with employee needs, which means controlling plan costs while engaging your employees in discussions of their plan. We have specific expertise in developing cost containment strategies.
Our specialized employee benefits consultants will work with you to provide an in-depth analysis of your current plan design opposite industry trends. We will examine your current premium sharing arrangements and perform a retrogressive analysis of your claims experience. Examination of the funding alternatives for your plan would include exploration of a fully insured plan, ASO (Administrative Services Only) or retention accounting to ensure you are maximizing the effectiveness of your employee benefits dollars. Upon each renewal we will provide a complete analysis of mortality demographics and claims experience and provide full market presentations when warranted.
We will custom design a plan for your organization that may include the following:
- Life Insurance
- Long and Short Term Disability Insurance
- Health and Prescription Drug Plans
- Dental Insurance
Other optional benefits available are:
- Optional Life
- Group Critical Illness Insurance
- Healthcare Spending Accounts
- Group RRSPs and Pension Plans